Our Loan Products
Financing Solutions for Every Situation
From first-time homebuyers to seasoned investors, we offer a full suite of mortgage and private lending products tailored to your goals.
Standard Loan Products
Government-backed and conventional financing options for California homebuyers and homeowners.
Private & Alternative Lending
Flexible, asset-based financing solutions for scenarios that fall outside conventional guidelines — available nationwide.
Private Real Estate Lending
Asset-based private lending solutions for residential and investment properties when traditional financing isn't an option.
- Fast approvals & closings
- Flexible underwriting
- Nationwide lending
Bridge Loans
Short-term financing designed to bridge the gap between purchasing, renovating, refinancing, or selling a property.
- Rehab and Fix & Flip Financing
- Buy, Renovate, Hold, or Sell
- Flexible Short-Term Solutions
- Case-by-Case Scenario Review
DSCR Loans
Debt Service Coverage Ratio loans for real estate investors — qualify based on rental income, not personal income.
- No personal income verification
- Ideal for investors
- Single & multi-family
Construction Loans
Financing for ground-up construction projects, from custom homes to investment builds.
- Draw-based funding
- New construction & rehab
- Flexible terms
Land Loans
Financing to purchase raw land, lots, or acreage for future development or personal use.
- Raw & improved land
- Residential & commercial lots
- Flexible terms
Private Mobile/Manufactured Home Loans
Specialized financing for mobile and manufactured homes, including those in parks or on private land.
- Low Credit Okay *Case-by-Case
- No Income Docs Required
- Nationwide
Mobile Home & Manufactured Home Loans
Flexible financing for mobile and manufactured homes across California. All scenarios reviewed on a case-by-case basis. Subject to investor guidelines and approval.
- Homes in parks & on owned land
- Any age mobile & manufactured homes considered
- All Credit Profiles Considered *Case-by-Case
- Purchase & Refinance Options
- Private Financing Available *Case-by-Case
Line of Credit (Unsecured)
Flexible unsecured lines of credit for real estate investors and business owners who need fast access to capital. All scenarios reviewed case-by-case.
- Rehab money & down payment funds
- GAP funding & holding costs
- Emergency funds, working capital & business expansion
Commercial Lending
Financing solutions for commercial real estate including office, retail, mixed-use, and industrial properties. All scenarios reviewed on a case-by-case basis.
- Office, Retail & Mixed-Use
- Industrial & Special-Use Properties
- Flexible Terms & Structures
Not Sure Which Type of Loan Is Right for You?
Every borrower's situation is unique. Reach out and we'll help you identify the best financing path for your goals.